I’ve tried 27 different “make extra income” apps in the last 90 days.
Most of them? Total waste of time. You spend an hour answering surveys to make $1.37, or you never get approved for anything.
But 5 of them actually paid. Real money, in my account, without begging friends or buying a course.
If you need extra cash and you don’t want another job, this is where I’d start.
1. Upwork
This is the one that can turn from side money into real money.
I started by offering something simple — writing product descriptions. No portfolio, no degree. Just “I’ll write clean product descriptions for your store.” First job was $20. Second was $45. Now I charge $25 an hour for the same thing.
If you can write, design, edit video, do admin work, manage Excel, handle customer support — someone on Upwork is actively searching for you right now.
The first week is slow because you have to send proposals. But after 2-3 good reviews, clients start coming to you. This is the only app on this list that has replaced a full-time income for a lot of people I know.
2. Fiverr
Upwork is you chasing clients. Fiverr is clients chasing you.
You just post what you can do. “I’ll edit your podcast audio in 24 hours.” “I’ll remove the background from 30 photos.” “I’ll design a simple logo.” Starting at $5-$15.
I posted a $10 gig to clean up 20 product photos. Got 3 orders in 4 days. No interview, no proposal. Just do the work, upload, get paid.
It’s perfect if you hate selling yourself. Make 3 different gigs and see which one people actually click on.
3. TaskRabbit
This one is for people who like real-world work, not just laptop work.
A friend of mine in London gets $40 to assemble IKEA furniture. $55 to help someone move for two hours. $35 to mount a TV on a wall. You pick the task, set your rate, and you get paid right after you finish.
It pays more per hour than most online apps, and there’s no 30-day pending period.
If TaskRabbit isn’t in your city yet, use the same idea — post in local Facebook groups or Nextdoor: “I help with moving, cleaning, furniture assembly.” It’s the same business model and people always need it.
4. Foap
This one surprised me.
I had thousands of photos just sitting on my phone. Travel, food, streets, coffee, my dog, sunsets. I uploaded 40 of them to Foap and forgot about it.
Two sold the next month for $10 each. Then a brand mission paid $120 for a photo of “work from home setup.” I took it on my kitchen table.
You won’t get rich, but it’s truly passive. Upload once, and the same photo can sell 3, 4, 5 times over a year. Zero client calls.
5. UserTesting
Easiest to start today. No skill, no portfolio.
You sign up on UserTesting, they give you a website or an app and say “use it and talk out loud.” You record your screen and just say what you’re thinking: “I can’t find the checkout button,” or “This page is confusing.”
Each test is 10 to 20 minutes. Short ones pay $10. Longer ones pay $30 to $60. Money hits PayPal in about 7 days.
I do them while waiting for food or between tasks. It’s not a career, but it’s an easy $40 to $100 extra a week for just talking.
If you’re starting today, do this:
Don’t download all five. You’ll get overwhelmed and quit.
Pick ONE based on what you already have:
Have a skill you can sell? → Start with Upwork or Fiverr.
Like hands-on work? → TaskRabbit.
Have a phone full of photos? → Foap.
Want the absolute easiest win today? → UserTesting.
Give it 7 days. One hour a day. If you make your first $20, you’ll know it’s real. Then double down on that one.
That’s exactly what I did.